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Posts tagged ‘money help’

Teens and a Budget: Is There Such a Thing?

Not only are young children expensive, but holy crap those teens can cost you too! I never realized how expensive I was back in the day, but now that I am aware I found this for you parents out there. Keep that wallet lined, my friends and thank Tamara Wilson from Mommyland.

If you have teenagers, then you know how expensive they are. The old saying that small children need small things and big children need bigger things certainly is true. But, can you successfully set a budget with your teenagers? Of course, you can. It may not be easy, at first, but it is certainly doable. There are a few tips and tricks to setting and keeping a budget when you have teenagers.

It’s All about Communication

If you are determined to set a budget and stick with it, be sure to include your teens in the conversation. Implementing a budget and not letting them in on it, is like pulling the proverbial rug out from underneath them. You cannot expect good results if everyone is not on the same page.

Start out by letting your teens know that you are implementing a budget. Sit down with them and your spreadsheets if necessary and show them what the bills of the house look like. If you do not feel comfortable showing them what the monetary intake of the household is, that is just fine.

Be certain to let them know how much money you need to make up at the end of the month and what your thoughts are as to what needs to be cut. Sit down and have a round-table discussion, letting everyone know you will have a meeting to discuss the budget.

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How to Dine Out Without Breaking the Bank

Tomorrow is Friday. But not just any old regular Friday.  Its a Valentines Day Friday! So before you take your special someone out for dinner, Yahoo Finance has a few great tips on how to save yourself a few bucks!

How to Dine Out Without Breaking the Bank

Eating in restaurants can be expensive. It’s estimated that each American spends on average $2,620 a year eating out. Roughly 93% of consumers enjoy eating out and the restaurant industry holds 47% of the share of food dollar expenditures. Instead of spending thousands of dollars eating out at restaurants each year, try these tips that will not only allow you to dine out at restaurants, but will save you money as well.

1. Time of Day If you are looking to try out the newest restaurant in town, try going for lunch instead of dinner. Dining in off-peak hours can save you money while still allowing you to try fabulous new dishes. There are even apps for your mobile device, such as “Savored,” that advertise the discounts restaurants are offering during off-peak hours. Another time to look at going to restaurants is during happy hour. Not only do some restaurants offer buy-one-get-one-free deals on beverages, they also typically have specials on appetizers. (more…)

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